Insurance

Harris Health System: Access Care

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ACCESS CAREAs the community-owned healthcare system for the nation's third most populous county, we deliver fully integrated healthcare services to a broad cross section of Harris County residents. Some of our patients are funded by Medicare, Medicaid or private insurance, but many are among the 1.2 million Harris County residents who are uninsured or underinsured.During fiscal year 2014, we leveraged $516.0 million in tax-base support into $1.577.9 billion of charity care, delivering a level of quality that rivals top-notch private institutions. In fact, Harris Health System boasts numerous centers of clinical excellence that are among the best in the nation.https://www.harrishealth.org/en/patients/access-care/pages/default.aspx
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Harris County Healthcare Eligibility Calculator

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ELIGIBILITY CALCULATORThe Harris County Health System offers a calculator to see if you qualify to receive a discounted health plan.Use this tool to see which Harris Health Discount Plan you may get.Follow this link to find out if you qualify! https://www.harrishealth.org/en/patients/access-care/pages/eligibility-calculator.aspx
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Getting the Right Insurance Coverage

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Courtesy of Studio Protector.org On a daily basis, the CERF+ (Craft Emergency Relief Fund + Artists' Emergency Resouces) receives requests from craft artists throughout the country for information and financial assistance in the wake of emergencies that jeopardize their livelihoods. Too often, these fires, natural disasters, accidents, life-threatening illnesses, and thefts leave professional artists on the brink of ruin because they have not properly protected themselves with business insurance. CERF+ currently provides financial assistance only to craft artists, but there is no reason to believe that the same does not hold true for all artists. While there may be no way to prevent an emergency from taking a toll on your business, the damage can be minimized with appropriate business insurance. Many artists have considered business insurance but have dismissed it as either an unaffordable or a frivolous expense. But as Christina and Michael Adcock, owners of Leaves of Grass in Santa Barbara California, can attest, it is not. In 2002, they lost all of their equipment, materials, tools and inventory in a fire that consumed their studio. They were unable to work for the three months it took for their studio to be rebuilt. Fortunately, they were covered by insurance. More about Insurance:Risk ManagementHealth InsuranceHomeowners InsuranceBusiness InsuranceDisaster InsuranceFlood InsuranceInsurance ResourcesBusiness Insurance Plans 
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Fractured Atlas Pocket Guide: Insurance for Actors and Theatre Groups

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Insurance for public art projects can be a nightmare to understand: every city and commissioning entity is likely to ask for different insurance in different ways. This guide is here to help you begin to navigate the maze of requirements that your next project may present. Topics include:  Commercial General LiabilityVolunteer AccidentWorkers' CompensationProperty CoverageGeneral Liability Insurance (Individuals)Directors and Officers InsuranceInternational TouringHealth Insurance (Individuals)Health Insurance (Small Groups)Disability Insurance Courtesy of FracturedAtlas.org
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Fractured Atlas Pocket Guide: Insurance for Musicians and Music Groups

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As a musician, insurance may not be something that you have had to consider very often. However, when the issue arises it's best to know what to look for and the most important types of coverage to consider.This guide will help you to decide what is absolutely essential, what is relatively important, and what is simply nice to have. Topics include:Commercial General LiabilityVolunteer AccidentWorkers' CompensationProperty CoverageGeneral Liability Insurance (Individuals)Instrument InsuranceInternational TouringHealth Insurance (Individuals)Health Insurance (Small Groups)Disability Insurance
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Fractured Atlas Pocket Guide: Insurance for Dancers and Dance Companies

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Your insurance needs to meet the demands of the theater as well as the demands of your budget. This guide will help you to decide what is absolutely essential, what is relatively important, and what is simply nice to have. Topics covered include: Commercial General LiabilityVolunteer AccidentWorkers' CompensationProperty CoverageGeneral Liability Insurance (Individuals)Directors and Officers InsuranceInternational TouringHealth Insurance (Individuals)Health Insurance (Small Groups)Disability Insurance    
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Fractured Atlas: Pocket Guides to Healthcare

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Provides simple, straightforward information on health insurance and health reform, including a glossary of health care terms.  Access to Fractured Atlas' low-cost healthcare is available to Spacetaker's Culture 365 members as part of an associate membership; however, the Guides are free for public use. Before you start your search for health insurance:1) Know your vocab. Learning the lingo will go a long way towards making this stuff less opaque and impenetrable. We've identified a handful of terms that'll instantly build up your knowledge base. See the glossary for yourself.2) Check out our pocket guides on health insurance. Learn how to shop for and use a health insurance plan. We also provide some simple, straightforward information on health reform. . . . view more
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Understanding Insurance by HealthCare.Gov

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If you need health insurance you have a variety of options that vary depending on your circumstances.  You also have certain rights and protections. Both your options and rights will expand by 2014 and beyond. Topics covered at Healthcare.gov include:Insurance Basics  What you need to know before buying a health insurance plan: How much will it cost? Can you keep your doctor? What products look like health insurance but aren’t? This guide has the answers. Insurance Options  If you need insurance, here’s a rundown on all your insurance choices, from public programs to private insurance policies and work-based options you may not be aware of. Also: Information for you if you’re about to lose your work-based insurance.Rights and Protections  Learn about the rights and protections you have as a consumer of health insurance--plus how these rights and protections will change under the Affordable Care Act in 2014 and beyond.Services Covered  Learn about coverage for preventive services, pre-existing health conditions, and other coverage rights and options under the law.Costs & Payments  Learn about health insurance costs, financial assistance for pregnant women, and tax credits that make health insurance more affordable--plus how all of these are changing under the Affordable Care Act.   . . . view complete guides at HealthCare.gov
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HealthCare.Gov

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Take health care into your own hands; find out how the Affordable Care Act affects you at HealthCare.gov Topics include: Find Insurance OptionsThis tool will help you find the health insurance best suited to your needs, whether it's private insurance for individuals, families, and small businesses, or public programs that may work for you. It was created to help consumers under the health insurance reform law, the Affordable Care Act. Get Help Using insuranceIn this section you’ll find information that will help you with health insurance, whether you need coverage or already have it. It also includes specific information for people with Medicare, those who need free or low-cost care, large and small employers, and the self-employed. The Health Care Law & YouThe Affordable Care Act puts in place strong consumer protections, provides new coverage options and gives you the tools you need to make informed choices about your health. In this section, learn about how the law affects you. Compare Care ProvidersThe Affordable Care Act is designed not just to control health care costs, but also to improve quality of care. The federal government has created several tools that allow you to compare a variety of quality measures of health care and service providers. In addition, the Partnership for Patients program highlights hospitals and other providers that have made a commitment to reducing medical errors, improving health care quality, and reducing costs. Prevention & WellnessUnder the Affordable Care Act, many insurers are required to cover certain preventive services at no cost to you. Beginning as early as August 2012, this list will expand to include additional services for women. 
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AHIRC: Glossary of Healthcare Terms

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Glossary of Healthcare TermsCourtesy of The Artists' Health Insurance Resource Center (AHIRC) Directory. Affiliation period - the time a Health Maintenance Organization (HMO) may require you to wait after you enroll and before your coverage begins. HMOs that require an affiliation period cannot exclude coverage of pre-existing conditions.Alternative medicine - (also called alternative therapy or complementary medicine) comprises a wide range of philosophies, approaches and therapies including acupuncture; herbal medicine; chiropractic care; and mind/body techniques such as relaxation, visualization, talk therapy, hypnotherapy, yoga, and meditation. Insurance companies are less likely to cover these therapies.Board certified - a physician who has passed a written and oral examination given by a medical specialty board and has been admitted to membership by the governing group for that specialty.Catastrophic health insurance - is characterized by large deductibles (as high as five and ten thousand dollars) and lower monthly payments. These policies typically cover only big health and hospital expenses, while you pay out-of-pocket for routine care such as doctor visits and prescribed medicines. Once the deductible is met, however, the policies typically pay for most or all medical health care costs.Claim - a health-related bill submitted for payment to a health insurance company by the policy holder or health care provider.. . . view more  
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Houston, TX 77266-6494


713.868.1839


Fresh Arts |  The Silos at Sawyer 1502 Sawyer St, Studio #103 Houston, TX 77007

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